This one-page resource provides a clear example of what insurance documentation may be required for a special event, including both a Certificate of Insurance and an Additional Insured Policy Endorsement.
The document outlines:
Required coverage types
Event organizers may be required to provide comprehensive general liability, property damage, commercial automobile liability, and proof of workers’ compensation coverage.
Minimum insurance limits
The listed minimum limits are $1,000,000 per occurrence and $2,000,000 aggregate.
Insurance company requirements
The insurance company must be licensed to do business in California.
Additional insured language
The City of Coronado, including its elected and appointed officers, officials, agents, representatives, employees, and volunteers, must be listed as additional insured.
Blanket endorsement guidance
If the policy includes a blanket additional insured endorsement, the certificate must specifically state that the City of Coronado is additional insured by blanket endorsement.
Risk management flexibility
The City’s Risk Management Department may require additional verification, different types of coverage, or higher limits depending on the nature of the event.
Overall, this is a helpful sample for communities because it gives event organizers a simple, visual reference for insurance expectations and shows what a completed certificate and endorsement may look like.
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